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US Buy vs Rent Calculator
Compare the long-term financial outcome of buying a home versus renting. See your projected net worth, breakeven year, and total costs under either path.
Purchase & Loan
$
$100,000$2,000,000
$
$12,000$400,000
3%100%
%
1%10%
yrs
10 yrs40 yrs
Rental
$
$500$10,000
Your Estimate
Renting Net Worth at Year 10
-$279,518
Buying Net Worth
-$290,628
Renting Net Worth
-$279,518
Breakeven Year
Year 0
Difference
Renting saves $11,110
Renting is ahead at year 10, but buying may still win if you stay longer.
BuyingRenting
Net Worth Over Time
Buying
Renting
